Built for two people and one shared future

Money works better when you work on it together.

Prospair is a shared zero-based budget for couples. Plan every expected dollar, grow lasting sinking funds, and make the next money decision from the same page.

Free manual budgetingOne household, two sign-insRead-only bank connections

July household plan

Every dollar has a purpose

PHBH

Expected income

$9,200

Left to plan

$0

Budget funds

Carry forward by default

Emergency fund

+$400 this month

$4,850

Car repairs

+$175 this month

$735

Christmas

+$100 this month

$690

Last year, school and registration costs rose in September. Keeping July's car contribution gives you a $310 cushion.

Plan is balancedReady for both partners

Both partners see the same plan

Read-only bank history stays up to date

Changes stay reviewable and traceable

The budget should match real life

Stop rebuilding your money every thirty days.

A month is useful for planning. It should not be a wall that erases fund balances, hides late transactions, or makes yesterday’s approval untrustworthy.

Funds keep their balance

Your emergency, Christmas, and repair funds keep their real balances. Resetting each month is an option—not the default.

Month-end stays honest

When pending transactions settle late, they flow into today’s carry-forward balance without breaking an approved plan.

Decisions belong to both of you

Each spouse has their own sign-in. Plans and suggested changes stay visible, explainable, and ready for a real conversation.

A calmer way to begin

Start with your actual story—not a blank spreadsheet.

Your history becomes useful context, never an excuse for the app to make irreversible choices for you.

01

Bring the history you already have

Import an export from a budgeting app, spreadsheet, or bank. Prospair stages the history privately and recommends a starting structure for review.

02

Plan expected income before it arrives

Add the paychecks you expect, then give every dollar a purpose together before the month gets busy.

03

Adjust the plan as life changes

Real transactions update real fund balances. Late activity, reimbursements, and changing priorities remain traceable.

Prospair Plus

Less budget maintenance. Better money conversations.

The hands-on budget stays free. Plus adds automatic bank updates and Prospair Guide, grounded in your household history without making decisions behind your back.

  • Automatic bank transaction updates
  • Questions grounded in prior months and the same season last year
  • Expected-paycheck and recurring-cost guidance
  • One subscription for the household—not a fee for each spouse
Start with the free budget

Prospair Guide

Grounded in your household history

Review first
What should we plan for September based on last year?
Can we raise our vacation contribution without risking bills?
Which sinking funds are falling behind their normal pace?

The guide can explain and propose. Posting transactions, matching paychecks, and changing the plan remain explicit household actions.

Clear answers before you begin

Questions couples ask us

How is Prospair different from a monthly budgeting app?

Every budget fund keeps its own balance and history. Money carries forward naturally, so a new calendar month does not erase the progress you have already made.

What happens when a bank transaction posts after the month ends?

The transaction keeps its real activity date and updates your current fund balance when it posts. You do not have to reopen or replace an old monthly plan.

Can we plan paychecks before they arrive?

Yes. Expected income lets you plan the full month up front. When the real deposit posts, you review and match it so the plan and bank activity stay connected without double counting.

Can Prospair Guide move money on its own?

No. Prospair Guide explains patterns, answers questions, and prepares reviewable suggestions. It cannot quietly move money, connect a bank, or bypass the couple’s approval process.

Can Prospair move money from our bank accounts?

No. Bank connections are used to read account and transaction history for budgeting. Prospair does not initiate transfers or hold your money.

One plan. Two voices. Shared progress.

Build a budget that helps you feel like a team.

Start with the budget for free. Add bank automation and Prospair Guide when they create enough value for your household.